Different lenders will allow rental income credit based on their own internal restrictions.

Those who have access to the MLS (multi list service) (Realtors, lenders, appraisers, etc.) can usually access the sales records the soonest.

In terms of hiring a property manager, many property managers are fine managing just 1 property (and since you typically pay a percentage of rent it really shouldn't matter to you).If you want to manage it yourself there are a handful of online landlord / property management software's you could use and access your account anywhere with internet access.You will still need someone (either a friend, or, at a minimum, vendors) you can count on locally to deal with any issues that arise when you are out-of-town.

Realquest is a good choice if you don't have MLS access.

Can someone please clarify what a landlords rights to access their property in FL is?

Hello:I am Mary Ann Wallace, licensed in Fl but MLS access to Lee County.

I will admit though that I am 6'2 and quite the big guy, as well as usually carry some kind of weapon (I never leave home without a pocket knife and carry an asp if I'm concerned). you should be fine as long as you limit their access to your house to the garage, vet them over the phone, and have another person with you at the time of transaction.

I own my rentals in my own name because of the easy access to financing. 

I have a sizeable 401k from a former employer that needs to be liberated asap, and will be, in the event that access to OPM becomes an impediment to my goals.

Well its totally unrelated to real estate but mostly Excel macros and a little VBA to cut down on amount of typing and ease of access for info.