If FDOT pushes their plan say in 3 to 4 years down the line, they have to purchase it as CG market value correct?

If you don't close, there's no harm done, and you'll have a head start on filling your rooms when you do. 

But I would argue buying with a lower down payment to try to get ahead of inflation and hoping revenues stay at 2021 levels or continue to rise isn’t sound investing.Now if you run numbers based on 2019 revenue projections and can still comfortably cash flow with a lower down payment.

I have friends that make 2X my income, never attended college, but can't get ahead.

Our goal for 2022 is to move into the MFH space (preferably a 4 unit or more), but need some ideas for funding, or rather the "push" to make us take the leap as I know there are a few options available to us.

I decided to go ahead and pay for a full appraisal because according to the comps it should be worth.

So like for example closing and title transfers from if i were to just go ahead and purchase the property as the legal entity instead of an LLC, after title transfers would be expensive to my understanding and not needed with proper preparation. 

I would definitely pick their brain about how they source deals and which tactics they use to push them in their favor.

With some smart upgrades, you can push the rent numbers beyond the current comps.  

(aka taken to the cleaners).Just a heads up from my perspective before you (go for the gold).Good Luck!