There are many possibilities depending upon if safe harbors are used or what discrimination testing it meets.https://www.irs.gov/publications/p560/ch01.html

(By the way, I tried to contact BP support to ask if this was normal, but they said to post on the forums; I didn't want to be "public" with my question.)

I am interested in "House Hacking" into a multifamily unit as my wife and I both work in the public education system and don't have a ton of capital to start investing.

(I'll share this publicly, as we are all in this together).When you say "list data," are you talking about hoover lists like listsource?

(that's the real IRS code section by the way for teachers and public employees).

The danger of posting in a public forum is that you will get lots of opinions but not always informed, accurate and useful responses.I agree with @Jay Hinrichs.The primary issue at hand is that you need a seller who has capacity, power and authority to pass marketable title to you. 

Did you really just post that on a public forum?

On a personal note, I wouldn't post personal financial info in a public forum, too many leeches out there.  

You still have to work the plan, but you should get a plan that if you follow it, you will get results.Avoid the guys that give you general instructions and leave it up to you to figure it out.I know that's general, but I don't want to name names one way or the other in a public post. 

I have noticed lately that some of those companies step pretty far out of bounds with their interactions with borrowers and the public.