Should I consider refinancing one or both properties?

I am in the process of learning and plan to use house hacking as my investing strategy for the first few properties.

I'm not sure what all info you'd need to give relevant advice, so here's some random info about the property. - The seller has no interest in keeping the property (I guess that makes her a motivated seller?)

For those who have been investing in rental properties, what are the biggest financing challenges you've encountered, and how did you overcome them?

We have stared the project about a month ago, completely new interior including adding new HVAC all new electrical, flooring, cabinets, tops and so on along with new driveway exterior paint and some siding.My contractor is also an investor, so we were lucky there, good insight to share and also, he has lots of leads for renters.But he is NOT a good photographer LOL. here are some progress pictures .Also, I will like to share that we are closing on one more single-family property early next week and we have a duplex under contract._________________________________________________________________________________________________________________________________________10/12/2024.

Zillow will also offer climate history of a property alongside custom tailored insurance policies and carriers. 

I'm facing challenges with my home insurance for my Airbnb property near a national park in California.

I am going to provide coin-operated laundry units in the basement of both properties.

None of them can do any work on the property.

I suspect they drew you a flow cart and then your conversations went something like this: I need to transfer my properties to an LLC for anonymity.They are told they are not anonymous & that is not asset protectionBut I need it anyway for tax savings.They are told there’s no meaningful tax advantages  But I can get non recourse debt because the LLC is the borrower.They are told they still have to personally guarantee the loanNo, I can get non recourse debt I read all about it.They are told yes, while that is true, the leverage is customarily low, applies to much larger CRE transactions and there are still carve outs.