If you can't find a bank willing to give you a loan against investment properties, you might have to find a private lender.

Wholesalers other private buyer are good for when you need gone ASAP or don’t care about money and do care about the hassle. 

I can help you get started if you would like to send me a private message.

I would say, a basement is generally less desirable than above ground space but if you throw in a private bathroom it would be a bonus that might off-set the living in a hole issue. 

Here is what we do for our BRRRR projects:Buy distressed properties (cash with private lender)Rehab is 20-30K on average Rent it out at the top of the market Refinance (we created forced equity)Repeat the process Rehabbing at a better level provides higher quality tenants and higher rents.

You asked about buying site unseen:  There are several folks around the state that will do quick investigations and email buyers pictures of properties. 

@Ryan RushThere would be private lenders or hard money lenders; who can do a blanket loan; as a fixed DEBT funding; as a loan on the property.Some people go for EQUITY funding with private lenders. 

Private money.

Quicken does not sell notes to private investors.

Have you spoken with any private lenders about your property?