One route would be to sell both your SF rental and primary house (assuming you have a primary) and use that cash as a DP into a 4-plex that you house hack, which would allow you to do a 3.5-5% DP instead of 20-25%.

If you haven’t used up your eligibility on the first loan, you can use it for your next primary residence.

Denver is about to pass new laws, for instance, further defining the primary residence rule.

@Robin Casper I have heard of other agents doing this; when we bought our primary residence in 2009 it was a short sale that was being rented by the agent.

Looking to buy a primary residence in Dallas and a rental property anywhere in the DFW area or surrounding neighborhoods, sometime in 2020.

I know by making each my primary residence for a year I will receive lower interest rates on my loans.

And my personal 30YF on my primary residence is one where I bought down the rate a tad.

Safety is also a primary concern for us, which I know can vary significantly in this area. 

Do you think it is better to do a cash out refinance on my primary residence to save in interest and receive more money to invest or to do it on my rental property.

Usually, there are lot requirements for an ADU, but as a primary residence this is a creative solution.