All of our properties cost less for a landlord policy than they would as a primary residence.

I own my primary property outright and am currently looking to purchase a new primary residence.

However you living there as your primary residence is definitely convenient but might not be accepted by a commercial lender.

Often they will waive fees on a residence that is your actual home, but might not on investment purchases that are not a primary residence. 

Due to my previous homebuying experience (my primary residence) I don't visit the homes I find on the MLS but call the listing agent, but they have not responded either.

I have plenty of equity in a rental property, but not enough in my primary residence.I would use the money to purchase a new primary residence.

I agree with many comments here ... distance to work is an issue I've run into before where, for instance, a buyer lives in NY and wants to buy a home in South Jersey (2 hours away) and call it their primary residence, EVEN when they are currently renting in NY.

My primary question is this - how much negotiating leverage do I have now that I am the second prospective buyer (one buyer has recently fallen through and that is listed publicly)? 

My question is if banks will continue to finance it as a primary residence as it was when the mortgage was initially taken out or they will now look at this as an investment property and adjust rates accordingly.Thank you for your help.

Since I'm local, I also have the benefit of primary residence financing options on my side.