One obvious way is to leverage our primary residence.

I agree with Jacob that if you find a good deal, doesn't matter how the market is doing, especially if you are looking for long term investment and cash flow is your primary objective.    

They also require the house be 3 hrs away from your primary residence.

The primary issue seems to be most of them are secondary market lenders so thwy all have the 6 month seasoning.

If you live in one of the units, you will get primary home financing and it will be a great deal for you! 

If this property is considered my primary home but could potentially be a rental.

Unlike the first situation, the Duplex would become my Primary Residence (House Hack).  

Hi, In this scenario: The first 4 years the house is primary, 3 years as secondary and the last 2 years as a rental.

I’d be interested to see what the documents would like like for that type of deal. but I guess it would just be a mortgage or deed of trust on your primary, first position, for x amount with the following terms.

Have had several local lenders allow rental income on primary residence to offset dti to purchase their next home without selling their primary.