I'm not sure of the legality so I can't comment there....either way though I'd just go get a personal loan for a balance that low or transfer the property sub-to...

As in two or three years living with this person whose shall we say lifestyle is so uncomfortable to you???

Personally, I would do the research first, get all the answers confirmed and then look into the market to do a deal.  

Duane, I personally do not like to finance an entire deal, for that matter I like to have a very low debt ratio.

A true DSCR product doesn’t care about your personal debt. 

If one person stops paying and it's tolerated, It's more likely to spread within the house.

@Joseph MuleroTo boost your rent plan and make more money in the medium-length rent market, think about these steps: slowly add furniture to the new place while you stay in your current home, pick cheap furniture, use a credit card with good terms, look into loan options like personal loans or home equity credit lines, try out the market by listing the place with few furniture pieces, aim for easy-to-change furniture for flexibility, and talk to pros like real estate agents or home decorators.

Hello all, I am new to the group, I use to wholesale a few years ago and life took over and I ended up in a new career path but  , im back ready to get back in the game and network with others , let’s connect.

Personally, I like to run every deal through an easy back-of-the-napkin test before even pulling up an actual underwriting model. 

I personally don’t want to use FHA.