Much of what he purchased is now worth anywhere in the 4 to 5x's what he originally paid for it range.

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

I am not a market-timer, and a time in market person so just for folks calling that out that is with this considered.

Here the hoa liens survive the sale, become yours, and neither these or paroleety taxes are paid by the surplus.

Using real world comps & calendars from your personal experience, local PM's, online estimators.

Personally, I did over 250+ transactions (including STR, MF, SFH, LTR, RRs, Corporate leasing, Acquistions/Sales, Value-Adds, etc.) on and off market in 2023-to-date in our area.

I even had this problem in my personal home and a steam mop handled the issue,

Does it need to go in a BUSINESS savings account or can it go into a PERSONAL savings account? 

Just trying to imagine how to compensate for an office, but also when the person uses it full time as a bedroom

Build relationships and don't treat every person as a transaction, and these types of things won't happen to you.We lend to plenty of investors who use the same wholesalers time and time again and don't try to do any of these things because the numbers work for everyone.Build a quality book of business and none of these things will be issues.