You will definitely need to look over your numbers, see what is possible with your current property.

My concern with SBA is the high rate of prime plus 2.5.

A lot has happened in Tobyhanna Township over the past few years. 

DD on the property itself isn't an issue for me - I'm most concerned with not recognizing a problem in the collateral file.

If you are consistent with learning real estate over the next 4-6 months, you’ll be ready to purchase your first (or next) property in NO TIME!

I’d be more concerned about your source of information!

In addition, they will need space in the common areas for their stuff as well (think refrigerator & pantry for food, etc.)No background check will show how clean they are, how they respect your space, whether they are a loud person, or a night owl, who they invite over to stay with them and such.  

Because of language in a "homemade" lease the landlord had to pay back all the rent they have received over the entire tenancy.

That's my biggest concern.

I've never had any lawsuit threats over 20 years.