While it is true that HELOCs are revolving lines of credit just like credit cards, the credit bureaus do not view them like credit cards and having one that is 80, 90 or even 95% maxxed will not have a negative impact on your credit score. 

if you can't "stereotype" (the good version of this word, not the negative junk) a group then you can't approach the group. 

It’s the positive drivers, reduced by negative boat anchors.The positive drivers are pretty straightforward, though many people miss a key aspect.

I've been negative in the deep red with this house over 3 years.

SoCal real estate increases in value pretty quickly as well, so I'm wondering, despite the obvious negative CoC, would this be advisable?

It is not uncommon for rental properties to cash flow neutral or even a bit negative at first.

Ok, so I'm new to BP and I'm probably posting in the wrong place. I appreciate your patience. I live in Los Angeles and a couple of years ago I bought a tiny homestead cabin on 5 acres about 2 hours away in the hi-des...

Number 3 will not negate the due on sale clause.

Don’t get me wrong Chicago has a lot of negatives too.

Because it has a lot of negatives (some discussed on this thread), that’s why!