If I come across a flip where we could pull the majority of the money out, or keep only a reasonable amount in and the rents would cover the mortgage, I would consider it but I haven't really seen that here since the interest rates have been over 5%. 

Doing it this way will allow me to qualify for one of my other rental properties and assume the mortgage at the existing 3% (DTI issue) 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

.: Subject To and Wraps are very similar and yet, very different.Subject To & Wraps share these characteristics You are taking over payment of the mortgage and transferring the property into your name You become the owner The loan does not get paid off The lender can and sometimes will call the Due on Sale You have to have money or credit to solve a Due on Sale call They are used when someone doesn’t have much equity and doesn’t want to pay a real estate agent They are used when the seller wants to sell fast They are used when the property isn’t really a good candidate for the MLS because of the condition of the property They are used when It’s a unique property and it’s hard to find comps They are used when it’s a distressed situation that needs to be resolved They are used when the monthly payment is below market rate (that means it cash flows) They are used when the seller wants to avoid the hassles of listingSubject To & Wraps Differences In a Subject To, NO new mortgage is created.

For starters, I suggest you tune in to the BiggerPockets Podcast and connect with the local lenders and brokers.

As long as you have a proper representation, it should not be a concern.Investigation of Investors Widens to Title Insurers, Lenders (therealdeal.com)

Private Lender Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

In theory I can assume I both mortgages without refinancing which would be ideal.

Current lender is Chase and they do not offer HELOCs.No real interest in Home Equity Loans as they are not as flexible as a line of credit.Looking forward to the convo!

One more thing....The agent and lender locator tools on this site are very good.