Don't be afraid to spend $30 bucks to take someone to lunch to get a private investing lesson for an hour.

Here is the description below:10 Year Balloon ARM Investment:"With our 10 Year Balloon ARM Investment product, your initial rate will be tied to the One Year Constant Maturity Treasury (CMT) Index, and will not change during your ten year repayment period.

If you plan to keep for a very long time may get best bang for your buck with hardwood.

They produce the walnuts after about a dozen years for annual cash flow, then upon 30-40 year maturity, the wood can fetch as much as 2.5k a tree.

There is nothing unethical of people trying to make a buck.

I spent the 18 bucks and both the judgement and amounts owed are on his credit (-243 points – ding!!).

If a worker makes 7 bucks an hour and decides they do not want to take intitiative to learn higher paying skills then that is on them.I used to make 7 bucks an hour decades ago.

This will typically increase as your investment matures.

You can also have a lower cost person pull the baseboards out as part of demo to save a couple bucks. 

Make some sort of DP. 1,000 bucks.... whatever you can to show you are serious and to ensure it’s locked up.