I stumbled upon this article, written by a tax attorney, in a respected tax magazine https://www.thetaxadviser.com/...It implies that the 3-yr window on amending your tax returns and claiming a refund starts on the day you actually filed your initial return and NOT on the extended due date.

An agent I've been speaking to told me I would need to get a commercial loan as the initial loan, followed by a typical mortgage for the refi.

@Ross Y.Very important detail that was initially left out that your wife would qualify as a RE Professional as she manages the properties and shows no other income.

People will buy small multi-family at break even all day in Utah/Saltlake County so it's really competitive and if you aren't financially prepared for initial expenses and no/low cashflow it might break the bank.

I would like to do make this a legal 4 flat as it will help tremendously with the ARV and allow me to get 80% of the money back out of this BRRRR.My initial thought was to go to the alderman and speak with him regarding the project and our desire for the 4th unit. 

My initial plan was to house hack a single family home, with cashflow being the main objective.

I ended up paying 2k cash to close instead of 30 like I was going to initially end up doing.

Hello there, I'm in Michigan with a Section 8/Hud Vash tenant who has 3 more months on an initial lease.  

The deductible is $1,000, so it cost me at most a thousand dollars.Heard nothing for six months till the customer came into me office pleaded with me to help him calling the insurance company for him because his lawyer stopped taking his calls.

What would numbers look like to refi at least some, say the repair value of 35K out and leave in the initial 10%?