Although the divorce decree stated that she would try to refinance to get me removed from the home mortgage, she has been unable to do that and so I am included in this HAMP modification and still on the loan for that home.  

You'll surely get better feedback if you post what costs you are including in your calculations.

Most people (myself included) can't afford to live here at current price points and I can't imagine how that is sustainable long term.

Somebody should include that in every real estate agent training course as so many have spread this silly thought process to buyers.

I would have all my docs. run by the attorney, plus have an escrow company for collecting rent and paying the existing mortgage (be sure r.e. taxes are included with that payment also) so it doesn't fall into foreclosure.

@Henry Centola I like both Paul Cavallaro of Something Broken and Fred Butts of Done-Rite Home Inspections.Paul includes a free radon and both are reasonably priced.I don't like Tiger.  

One thing to note is you do need to include a sprinkler clause in your lease: https://www.cga.ct.gov/current/pub/chap_830.htm#se.... 

A:  Yes...and again, you don't know what they are.5) The analysis is based on Zillow recently sold searches for 2/1 and evaluation of county auditor sales in past 5 years of 2/1's in the neighborhood.A:  Much better, but I hope you didn't use the Zestimate...and I also hope your criteria for sold comps "in the neighborhood" only included properties within 1 mile, in the same city, that are within 10% in sq ftg of the property being analyzed...or it's not "apples to apples".

inherited" tenants like yours are probably waiting to hear from you, so send out contact emergency info and have them respond and include with next rent payment a updated contact sheet,, I'd make an appointment to tour inside of each unit with condition sheet,, the condition from your date of ownership is now what you use for condition move out.. so once that's completed you now know which unit would be tops on your list to rehab and offer an early out to.. if that's a consideration.. you can of course let all tenants know the rent will increase to $$$ when their lease is up and you are accepting 30 or 60 day vacate notices early, they'll be prepared. 

BTW, servicers have always been required to verify loan conditions including ownership, but the above link to the Servicing Guide Bulletin was just published on August 16, 2017 (two weeks ago) so don't bellyache if your loan is called;)