![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2947262/small_1707889173-avatar-dirand.jpg?twic=v1/output=image&v=2)
18 February 2024 | 3 replies
The stylish kitchen includes quartz counters, shaker-style cabinets, and stainless steel energy-efficient appliances.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2744977/small_1689117963-avatar-noahb179.jpg?twic=v1/output=image&v=2)
19 February 2024 | 5 replies
The loan balance becomes higher because lender is including closing costs and escrows into the loan amount .
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2945248/small_1708474466-avatar-katies218.jpg?twic=v1/output=image&v=2)
18 February 2024 | 4 replies
I know you don't want to pay the extra 3% commission to a realtor, but they can really save you from investing in a below-quality neighborhood and help reduce your days on the market (saving you with financing costs).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2639084/small_1695487921-avatar-jasonc1083.jpg?twic=v1/output=image&v=2)
19 February 2024 | 2 replies
I'm currently researching how to effectively navigate this appeal process.A bit more context:The property has a zoning permit dated 1/16/1956, which includes a variance recognizing it as a three-family unit.I do not possess a building permit that explicitly authorizes use as a three-family dwelling.I'm seeking advice tailored to the Philadelphia, PA area, particularly regarding this situation.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2949857/small_1708174586-avatar-socorrot1.jpg?twic=v1/output=image&v=2)
19 February 2024 | 7 replies
The second portion being anyone who would refinance this and make the loan happen for you is also going to want a total project improvement budget which would include the amount you've spent already as mentioned above and be ready to show receipts and invoices.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1772929/small_1621515476-avatar-anthonyb530.jpg?twic=v1/output=image&v=2)
19 February 2024 | 4 replies
I wrote an entire post on that topic that you can read HERE including clips of the language in the note and what to be aware of.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2940563/small_1707194766-avatar-andrewm1475.jpg?twic=v1/output=image&v=2)
19 February 2024 | 10 replies
Retirement is still 25 years away.My total monthly expenses (not including maintenance) are $2500.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2680930/small_1680712279-avatar-andrewb1255.jpg?twic=v1/output=image&v=2)
18 February 2024 | 1 reply
He posts a lot of videos and backs his opinions up with a lot of good statistics and research-Used to love Meet Kevin's real estate videos - now he's morphed into covering the economy as a whole (which includes politics, stock investing, etc).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2351620/small_1694575452-avatar-davidb1881.jpg?twic=v1/output=image&v=2)
19 February 2024 | 10 replies
Seek out locations that are undergoing gentrification, development, or expansion where property prices may increase over time.Creative Financing: To fund your local deals, consider unique financing solutions including partnerships, seller financing, or private loans.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2141191/small_1694663643-avatar-bauclair.jpg?twic=v1/output=image&v=2)
19 February 2024 | 16 replies
In today’s high rate market, 1% ratios do not cash flow at high LTV in most markets. 50% expense ratio $2550. 80% financed at 7% (OP indicated and does not include the plumbing) P&i $3,332/minth. $5100 - $2550 - $3332 = -$782/month after achieving market rent.