You want to be able to compare several towns and locations and determine which has the greatest chance for success before you put your money down.  4.  

Borrego Springs had an incredible super bloom this spring.The Salton Sea area has an air pollution problem from chemical spraying from nearby farms and the town surrounding the sea is very run down.

If I take tenants out would my commercial insurance and flood insurance go down since I will be living in the 2 bedroom upstairs.

Also since you are new, I suggest you do not go down this path, All the best 

Financing Insights: We wanted to utilize leverage on a larger asset, so we used low down payment owner occupied financing.

Again, this comes down to their network!!

However down the line if we fully converted the garage and got the extra bedroom up to code we could get more, especially through section 8.

While it may be tempting to rely solely on memory, I would try to jot down as much information as you can.

I would also point out that it's unlikely the rates will come down close to 2.99% within the next year, so sitting on the sideline for years is a risk in of itself.Alternatively, you could get a 2nd mortgage that would allow you to keep the first mortgage at 2.99%.

I played the part, she lost, and it took an extra three weeks to get her out.You can't take it personal or it will wear you down.