Sometimes Airbnb guests find it unusual, so you may lose some potential bookings with the requirement.

How did you find this deal and how did you negotiate it?

You may find your current insurance company doesn't and you'll just need to shop around to find someone that does.You absolutely have to have the correct insurance or you may not be properly covered.

Would anyone happen to know where I find my BP profile link?

In my state, the LANDLORD is obligated to make a good faith effort to find a replacement tenant and once that tenant is in place that old tenant no longer owes past that point.

Sometimes a non-conforming space also helps with the numbers if you can find one that has egress and safety standards met.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

These minimums are helping me with gather my 6 month emergency savings,  and growing my net worth overall, and I don't find myself wondering when the next paycheck is coming. 

Property is a C class area, so I am concerned about the quality of tenant I will get but I am close to Ohio State University, a hospital, and short north/downtown columbus so I am hoping as long as I screen tenants I can find some promising people.

I am retired and working on career #2.