@Isaac Agbolosoo I believe they use Yodlee to grab transactional data from banks, a service that many other financial software uses (Xero, mint...). 

The deal can stand on its own if I can get it for 150,000-160,000.

If the HOA is not financially managed correctly, what else is mismanaged?

.- or you could blame the offer on say your financial position like you’re only approved for that amount or something.I’ve personally called craigslist rental listings to try to buy the property.

The type of deal ( hold or flip), your financial situation and goals, the timeframe, price range, and many other factors bear on the decision.Bill Crider

Which of the financial strategies for the US real estate market do not apply to e.g.

The financial losses from bad residents and turnover costs even when they are perfect will F your model beyond repair. 

Here is a list of items that a hard money lender would like to see:Project Financial Analysis - Breakdown of your financial analysis for the project showing your ARV, Repair Costs, Buying Costs, Holding Costs, Selling Costs, Financing Costs & Projected ProfitRepair Estimate - Summary of Repairs broken down by CategoryProject Scope of Work - Detailed breakdown of all Estimated RepairsComparable Sales Data - Comparable sales analysis of at least 3 similar, recently sold compsProperty Photos - Photos of the existing property conditionYour Resume - Your resume of past experiences, & action plan for the projectI have uploaded a sample Investment Presentation in my fileplace as an example:https://www.biggerpockets.com/files/user/drobertson/file/sample-rehab-investment-presentation-for-lender

Hello BP,Hope all your investments are doing fantastic.I’m looking for a bit of financial advice.I currently own 3 single family homes under 3 conventional mortgages each.

You can always just throw it on airbnb, but you risk $5,000 per night fines.....not to mention the costs to furnish, manage and operate the unit.In my opinion, airbnb from an ownership standpoint isn't much better than just a good old normal long term rental, unless there are unique/niche like features that allow your building to stand apart from all of the other (and we're talking thousands) airbnb units on the market.