People who forgot to take depreciation on their rentals (no effect on their tax bill and/or actually a refund) but makes no difference for a loan. 

I hope to meet new colleagues and make long lasting relationships as I know this is key in being successful in real estate. 

Zillow's massive ad spend is highly effective at getting in between agents and clients. 

HELOC won't effect unless you use it. 

In effect, the private money lender is acting as the bank. 

The only reason I haven't is because I believe in relationships.

We use Rentometer, but don't find it to tell the full story effectively enough.Have you seen anything along those lines that has worked well?

Meeting people during this phase will make a massive difference, but if I move to another state after my four years of college, most of those relationships won't be important.

This form simply discloses (makes known) our relationship and discloses to both you and the buyer that I am working for you.The buyer’s agent will also submit an agency disclosure telling us that he or she represents the buyer.The most important disclosure, as mentioned above, is the property condition disclosure.

What will the effects be on real estate investors?