You're focused on the micro level without evaluating the bigger picture of the economic and demographic fundamentals of the market.

Urbanization is one of the most critical factors for economic growth.

Chad suggested that if he sold his house and free up some money and live somewhere more economical, he may make better progress as an investor.

I'm not trying to sound racist, there are lots of social economic dynamics and historical U.S. data that support my beliefs that racial and ethnic minorities are the driving force of growth markets.

I like taking money out of the stock market as we ride the Dow up to 20k, and placing it in hard assets, that are conservatively underwritten, bought right, and will do fine even in a bad economic downturn.

The most common complaint I'm hearing for investors is that there just aren't enough good deals available.I'm sure part of this has to do with the changing economic environment, and I wouldn't want to see the portals start getting into riskier deals just to keep volume up.

I've been reading through the forums but am still unclear as to the different types of policies available, and the coverage I need which is most economical to ensure maximized cashflow.  

I have my own conspiracy theories as to all this, and other economic trends, but I'll spare everyone from that noise.

But now I need some advice.Background: I have a double major in Finance and Economics so I like the numbers but I don't like crunching numbers 40 hours a week.

No mortgage, no risk of default. 3. economic risk - your geographic location either doesn't have a diverse set of jobs, or the jobs are susceptible to economic recession.