Susan, it is obvious that you have what it takes and I also notice some hostility on BP, not sure what brings it on, I guess we humans tend to be emotional beings, for better or worse, sometimes a little sparring gets us enthused and makes us realize who we are deep down inside in spite of it all... just my simple two cents worth, not aimed at anyone; I just happen to enjoy 99% of what I read here and would hate to lose any of the quality contributors, ego and all!

If we consider the inflation adjusted appreciation (what your appreciation will really buy), then the appreciation gain is far less than $165,000 at 30 years and with the negative cash flow you're actually deep in the hole at 30 years (considering inflation adjusted appreciation and negative cash flow).

There is another thread on here in the last four weeks where landlords talked about security for their homes - you might want to check that out....here is what I do about signs - 1 in yard burried deep - make it very hard to pull out.- 2 You can't change the signs or numbers because they are the stick on that glow in the dark / or light up when a car passes by - so don't give them that optoin3.

Keep in mind that when WWII ended the US economy sank into an extremely deep and very long recession.

An ebook would be a great product to offer the newbies, to help them establish a better foundation before diving into the investing world.

Those footers are not deep enough.

Take Your Time, Understand the Process, and Choose an Effective Strategy Before You Dive-In.

Unemployment, after the current deep breath, will again start to rise and be above 10% at year end.

J Scott,I think it is a strange time to be expressing Free speech and the right to use that..People exercising that right were labeled some really nasty things on news shows by news people..That speech about Tea protesters ..Now we have town halls where citizens are expressing their justifiably so, deep concerns of a Government takeover of all of our lives, literally, with this massive reform.Obviously people are scared, so many have lost jobs homes and for allot of the self-employed dried up lines of credit even advertisers have felt the cut back..So free speech is only free if you get to use it..And what price is attached when people that are telling their names and where they are from at these mob and nazi townhall Q & A are receiving calls in the late evening hours threatening them.And least we forget Joe the Plumber only asked a question and he was nearly crucified by the media.I do not get your how far we have come unless it is about carrying..

Houses, like the 3 flat I just mentioned are unknown in Hong Kong and only owned by the uberwealthy, or deep in the countryside.