I would disagree with "pay it off and don't carry balances"Part of showing your a good credit risk is showing you can handle credit.

I disagree completely.

Disagree?

I'm not sure that I could agree or disagree with your statement, as I haven't seen any factual data to back that up.

I have to disagree with what some said here.

Again, I disagree.

There's a nice, free and open exchangeof ideas here, even when we disagree with each other.

Death, incapacitation, spouses, and children are others.And, yes, you will disagree on the smallest issues.

Again, this is not a "right" answer and others may disagree.

Unless market rents can keep up with your expenses your only way of making money is the bigger fool theory in an overheated market, you have no underlying cash positive value at these numbers you presented.Let me do you a bigger favor even if you disagree with everything I'm telling you.