We were able to install a new HVAC system, give the pool a complete overhaul with new internal components and replace the roof with new gutters and leaders.

You need a Building Contractor or General Contractor to pull permits on a 4-unit building.Just the way Florida has defined things...

I'm not sure which component is the driving factor.

The appraiser is not expected to test components (this, however, would be part of an FHA appraisal inspection).

Hey Elijah,you bring a lot of valid points and concerns to the table. obviously, as with all investing it is subjective.you need to clearly define what works for you and why your doing it.. with cash-flow being great it will create the ability to look at other opportunities sooner with cash in hand(remember you don't need to do it all yourself) However, on the flip side of the same coin there are several liabilities.

Doing major structural component work, it's a bit different a thing, we not only have to price for the material- labor - O&P like other trades, but also risk mitigation.

I believe there is a significant (and underestimated) emotional component to a well landscaped yard.

Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

Some may prefer not to and opt for something like ShinePay which I was heavily considering but the device itself is relatively expensive, they take $4 for every $100 and it just seems like there's room for more issues to arise whether it be with the software and/or its components, customer support, increase in fees in the future, compatibility issues with tenant's phone, etc., etc.  

Stacking the ARM trick on top is especially popular as a special loan just for medical doctors, basically taking advantage of the fact that their 10 years in school didn't include any personal finance 101 component.