I've seen retail real estate contracts that have no contingency for clean title -- just because that contract exists doesn't mean any buyer should ever consider using it.It might be reasonable for an owner occupant to take pre-possession of a property. 

They are co-signing for all occupants.  

I've seen standards like 70 sq.ft. for the first person, 50 sq.ft. for each additional person for occupancy standards.

The 203k is only able to be used by primary residence owner-occupants or qualified non-profit groups.

I am owner occupant 2nd floor and the creaky floors are bothering me from walking.

Another issue with listed properties is that a lot of other people (owner occupants, buy and hold investors, wholesalers, flippers, etc) will be exposed to this property (assuming it is in the MLS).

@Zach AdamsAs a general statement, investment property purchases are more expensive than owner occupant purchases.  

The one I rolled in was hard to refinance because of a high non owner occupancy ratio in the complex (too many renters to owners).I know going forward I will likely have to do shorter loan lengths (because I am over 4) and am fine with that as long as the numbers make sense.I would go with 30 year mortgages with traditional loans when offered on your first 4. 

Retail.....sold to an owner occupant, not a landlord.

Land contracts from investors to owner-occupants are basically dead in Michigan.