@Fred Heller Do you have a recommendation for a reputable insurance company that'll write policy for a rental property in the Richmond, TX area?

Hello BP!Another deal here and I would like to yet again share my experiences as other do. Lets get right into it. See Attached images for spreadsheet breakdown.6608 Benham Way, Sacramento, CACurrently a 3 Bed 2 Bath ...

4.5% or less.  30 year amortization.Are you doing a commercial policy?  

I will preface this by saying I have zero experience with mobile home parks, so take what I'm about to say with a grain of salt.

Marc,  Our lease states we cans show the property during the notice interval, and access by the landlord is authorized for showings and inspections.The first step is to visit the property to "preview" it for the marketing, and you can note any big issues that may delay occupancy, and even stress to the residents what they could be docked for.I always tell the residents to protect their valuables because its hard to track other people's children during showings, and the more they cooperate and the faster the house leases, the less time they have to tolerate showings.I've had perfect houses occupied the next day.I've had disasters that need  six weeks to prepare.With this effort and a mid-lease maintenance inspection, there are fewer surprises.

I'd advocate both an umbrella policy (to protect the assets within the LLC) and an LLC (to protect your assets), and I agree that chunking is the best way to go (typically up to five SFR).

Well aren't we a tolerant bunch? 

Some people will say, "Take out a quality Insurance Policy and you will be protected."

1 policy?

Respectfully request (via your PM) more information - and get very familiar with your HOA covenants and policies.