@Dennis GuintoIndividual decisions should be based on the end goal/s.

Or you can refi as two separate condos, or as a duplex depending on what fits your needs, or maybe you sell both off eventually, but having the flexibility to exit and a couple different ways allows you to pivot based on outside forces.  

Based on the numbers I could probably rent for 2450.

I live near an army base where there is a high turnover due to it being a training post for all branches of the military.

Should I proceed with my offer, requesting credits based on the higher quote, or should I reconsider my offer altogether?

The Riverside market (St Vincent's) and San Marco (Baptist main campus, Anderson Cancer Center and Wolfson's children's hospital) plus right next to downtown cover a good portion of the bases.

It is based on your credit score and the income potential of the property. 

View report*This link comes directly from our calculators, based on information input by the member who posted.

DSCR loans are underwritten based on your credit, liquidity, and the rent you will receive vs the principal, interest taxes, and insurance.

View report*This link comes directly from our calculators, based on information input by the member who posted.