The tenants ultimately chose the chase quick pay as that was what worked best for them.  

@Luke Jackson an absolutely amazing resource for this is the Bigger Pockets Ultimate Guide to Tenant Screening.

I am thrilled to be moving forward with real estate investing and working toward generating passive income through buy and hold to ultimately achieve our goal of financial freedom. 

If you'd like a complete overview of what a D-F grade neighborhood in Cleveland looks like from an investment perspective, you'll want to give The Ultimate Guide to Grading Cleveland Neighborhoods a read.

But ultimately, the things that really matter are:1. 

Ultimately, what is meant to be will be.

Start with BiggerPockets Ultimate Beginners Guide (free).

Start with BiggerPockets Ultimate Beginners Guide (free).

We ultimately tore the bathrooms and kitchens down to studs and rebuilt them back with all-new plumbing, electrical, and updated layouts (including new dishwashers).

Nothing better can be said than truly vetting your general contractor - we had many problems with them through the project, and he ultimately walked off the job mid construction.