Note that they were sub-1% during the COVID era, which is what allowed many delusional syndicators and funds to raise money for properties that were doomed to underperform.So ask yourself this as if you are in their shoes: you could invest in T-bills to get a guaranteed 4% return, then what is the premium I would require to invest in this person and their commensurate deal?

I'm a Bank on Yourself professional and personally have my own policies that I use to fund my real estate investments.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

HiI am interested in investing in a property (located in New Jersey) with a few other investors. 

Finding investment properties in Lexington can be challenging right now, which is typical in many places.

Hey Bigger Pockets community, I’m looking to learn more about investing with no money down and how to structure an LLC 

You are way too young to look to live off investments, as investing infers you have something to invest.

Here’s why you should consider it:🔑 High Profit Potential: With the right property, you can significantly increase your investment return.

This would be my second investment property.

The only issue I've found is that it's hard to find a lender willing to provide a HELOC in second position (behind your initial mortgage) for an investment property.