Additional or any animals aren't allowed without consent.

And you can raise rent with a 30 or 60 day notice, whatever the law allows.

Your VA loan eligibility will allow you to purchase primary residency homes (lower down payment and interest rates) that you can later use as rentals.

Some states allow and some don't, some courts disallow them and some don't.  

How often do you turn a property that would require the floor whether carpet or hard surface to be maintained or renovated?

They also have professional property managers who have tried to find renters with no luck.Apparently the local university changed it's policy with allowing certain years to live off campus.  

If you would like to pay it off by refinancing with another bank in two years, make sure they will allow that.

I reckon if you plug in some more conservative figures, you may end up being pleasantly surprised if the expenses end up being less, and less likely to have a poorer result than allowed for!

Does anyone have a reference to hard money lenders they have used and any other lenders that have allowed a refi from a hard money loan?

My father has been in the buying and selling (mostly commercial) in real estate for about 45 years and he has taught me a little bit.Always do a math analysis and look at your prospective properties before you make an offer or at least have a clause in the sales contract that allows you the time (about 15 days) to make a detailed inspection and possibly back out of the deal without a penalty that will hurt you too much.