What you might need is the same thing I'm working on and that's getting a partner or private lender (someone I know that trusts me) to supply the $ for the down payment and repairs. 

We have a flip property that we close on this Friday.ARV (by Subject To Repair Appraisal) = $440KPurchase Price = $230KRepair Estimate = $100K We have secured private money to take the property down @ 10% and no points, but this is the first time that we have used this investor and when we met him and his wife for lunch today, he asked if we would be supplying the cash for the repairs.  

@Amy T.I order my locksets in bulk from MFS supply...$8.00 for a combo set...way cheaper than home depot and better than spending my time trying to rekey an existing lockset...

@Anthony Wick - I have 3 partners but I structured it 1:1 with each of them and I would not have done it any differently. 

The STR has higher expenses than LTR, so this is no where near as much cash flow as getting $15K/month for an LTR but it is significant positive cash flow.I suspect the rent as a LTR will be between $5.5K and $6K per month but we have done a rent survey yet in part because I am anticipating the LTR rent may fall due to the increased supply of LTR units. 

I am also happy to supply some referrals from some "reputable"agencies in the area.

Expenses:$400 Mortgage $112 credit card payment $80 property management ———=$592-$750=$158My question is how do I structure this so I get all my credit back so I don’t have to pay interest after the 12 months?

When it is triple digits, a prudent landlord supplies window units/portables or puts them up in a hotel (or airbnb) for the night. 

The context is important to how the offers are made and terms are structured.  

Understand what they need and how I can supply those needs.