You could buy 4 cash flowing properties easily here and have a healthy reserve. 

Also there’ll be issues regarding crime and tenants, do you have the reserves/knowledge to navigate that asset class?

You will also need good credit and cash reserves as well.First step is to learn your market and types of properties intimately.

I have also used the language:"Inspections are for informational purposes only, however, if the buyer finds a catastrophic electrical, plumbing, foundation, structural, or environmental issue, they reserve the right to see if the seller wishes to address or negotiate the issue."

I just got back from my local grocery store, and there is plenty of TP, water, and hand sanitizer to go around.

In our case, I am hoping that we have put back adequate cash reserves to weather the storm.

My thoughts --our state seems to have a good reserves so we can and should ride this out for at least the remainder of the year if need be but it may make things tight.

You would never determine your reserves based on the 50% rule.When investors refer to "OPM" they typically mean investors, partners, private-money lenders, etc. not the tenants who are paying rent (and therefore your expenses and mortgage).You'll never get $2500/month on a SFR with a FMV of $250k.

How do you get supplies (disinfectant wipes, lysol spray) if all big box stores is already out of supply?

My wife stopped at the grocery store to pick up stuff for for dinner after work .