I'm going to be maxed out on a rental SFR and I'll be close to maxed out on my primary residence.

I want to get into Multi-families, but before I do I need to sell my current residence and move out of state.  

Use the $191K and put 20% down payment on a primary residence, put 5k a piece for each rental for reserves, and put reserves aside for our primary as well ?

The three opponents were pushing for more a Denver-like Airbnb law that restricts STRs to only your primary residence. 

Hoping I can get solution figured out soon.

The intention for the property is a primary residence for myself and my parents first - so we will at least be splitting the lot in 2  (which will allow a house and guest house on each lot), but also carefully considering splitting into 3 or the cottage court possibility.

.…… I kind of understand that… So my question for this form isDoes anybody know a 30 year mortgage out there that is not FHA or anything to do with the government, that allows me to buy live in as my primary residence fix up and leave and sell before one year?

Well I have $270k of equity in our primary residence and house hold income is $130k a year with only a monthly mortgage payment of $1600 being the only debt.

Long story, but I'll try to simplify: My wife got a one year contract job at a university about an hour away from our primary residence.

I’m looking to take a HELOC on my primary residence to help finance my investing, if needed.