There are loan products out there specifically for 1099 income-earners but most require steady 1099 income for 2 years and taxes as well.

@Steven Harris that is a hard sell but with $30K in savings as collateral you may be able to go to a private lender; however, you are going to have to add a member to your LLC or Corp with a job ; especially since you are new and can not produce a schedule of real estate owned.Most private lenders that I know or have worked with say that the asset is the main pull as far as credit during analyzing the deal; therefor, you have to have a strong deal that makes you money and able to communicate how you are going effectively monetize the project, in the form of an executive summary.I remember at one time some lenders were doing 80/100, 80%LTV and 100% rehab, I do not know if they are still doing that, I will have to reach out to some of them to see their parameters these days.

Challenge was finding the right cliental at first but rapidly grew with nurses after providing a good product.

If so, that means buyers in Oakland, for example, can purchase a $1.01m single family home with just 5% down ($960,000 / 0.05) as a commodity product, with subsidized/sexy interest rates, and so on.

You'd be surprised at how low 30 year fixed rates are right now on these products.  

If you size correctly, you have a chance to sell.The above two groups are generally two different products and business models. 

There are a lot of products out there for you and the path you take depends on your financial situation and then your goal. 

It can be a challenge because banks don't want to advertise this product.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing.There are some pretty nice discounts on many products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, the Bigger Pockets blog features links to their fantastic podcast and many great articles: https://www.biggerpockets.com/renewsblog/

But that is not an issue as we then just move you to our next investor that has the same products and rinse and repeat every time you limit out with a particular investor.