We are investors and private lenders from Rhode Island.

These are private meters that "we" own and are not provided by the utility companies. 

@Patrick Parry I will shoot you a private message.

IE- you may have a hard time finding the bank to actually offer to, and when you do, depending on that bank, they may forward you to their REO broker working on their behalf.2-Assignment of the Mortgage- again, just because it says Bank of America, it could have been sold to a 3rd party, whether it be a private equity firm, small investor, or another bank, and that assignment may not yet have been recorded. 

Hi @Julian BuickThe kI would study self-directed IRAs and look into using some cash for private lending over going out and buying propertiesMaking 12% as a private lender on a Roth IRA is a pretty good idea

Though private investors are a little less selective at times.  

You may want to do a search on Linkedin for "private equity fund tax liens"

It will also keep your Social Security number private.

I will be talking with a potential investor about a private money loan and wondered what I should ask for in regard to the terms.

I want to provide her with these items im just not sure how to proceed on doing so ; Please adviseThanks :)I suggest you not write anything except the purchase contract, in that state you are  receiving a loan from private sources.