Most landlords I know will post an ad online and ask the tenant to do the sowings, as long as they can find a qualified tenant to move in then they just release the tenant from the lease

If your wife has recently started a job post-college, her degree may help her establish a two-year history, which could be beneficial for a mortgage.It's crucial to explore all available options and find a lender who can help you navigate the process efficiently.

We will live in post-rehab3.

Also as I put in the original post, do you know where I can find out any legal requirements? 

@Llewelyn A. great post!

Also, never, EVER, read the posts about no money down and 100s of units with millions of net worth.

The agent posted in my Facebook group that she needed an investor or hard money lender, so I called her and ask for details.

Based off of your post, it seems like you haven't identified a property or even gotten an LOI accepted corrected?

They'll be able to take the property information and get policy quotes from a few different companies so you can compare what is included in the coverage, the liability coverage, deductible, and monthly premium. 

To update for anyone who runs into this post, I got the GE washer/dryer combo installed last October.