Depends on how aggressive you want to grow your portfolio and how much risk you are comfortable taking on.Also, keep in mind that when you refi your primary, you sign a Note & Mortgage attesting that you will owner-occupy the property for the next 12 months.

Apologies in advance if my posting is becoming repetitive, I'm just trying to maximize my time and resources while being here in Tennessee. 

My clients don't always get the best rate, or best loan package, but they chose the lender they feel comfortable with.Now, I also usually ask if they would like the contact information of a few local lenders that past clients have used, and do a good job.  

I'd probably interview real estate agents until I found one that I was comfortable with and I felt was capable of finding a potential house hack property. 

Besides that, the BP books and podcasts are terrific but I do think they allow you to feel a lil too comfortable by procrastinating with preparation.

Maximizing rents while keeping good tenants is an art that very few PM's have mastered.

Obviously, you can mess around with your numbers in excel and see what you are comfortable with.

They could give you a 100k LOC and still have debt service coverage greater than 1.25 which is what many want.Feel free to reach out or drop me a line if you would like tips on how to maximize your due diligence for this project.

I could always find the money, but I don't think I'd be too comfortable grabbing a foreclosure for my first deal.

They have already made money and have enough to be comfortable.