The market wants the loans.

For illustration purposes, I am based in the Philadelphia market.

FS ch. 82 was amended to make it much easier for the property owner, but certain conditions must exist to take advantage of the expedited manner.

Is there any way to find cash flowing properties off market?

In case helpful, here's more info on DSCR loans:DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

A prospective renter would have to spend a few minutes rifling through her stuff to find the money and then leave her room in the condition she claims.

Obviously, this would require some market research on your end, but possibly a more profitable investment opportunity. 

I feel in this market it is difficult to get outsized returns (S&P seems very hot and might be hard to sustain 7%+ returns in long term.. but even if so, I’m risk adverse so would probably keep it my HYSA)I did run the numbers if I were to prepay $60,000 now and it appears the IRRs are lower (because of the higher cost basis).

Multiple exit strategy possibilities:a) Traditional rental at current market rate of $1500.

The steps, licensing, regulations and everything are much much higher on option 1, however obviously would add a larger target market