With the mill opening back up and 120 new jobs headed that way, I think it's ready for a moderate boost.

I recently got hired at a stereotypical office job that very quickly made me realize how much I crave financial independence.

I got laid off from my job back in 2016 for a few months which ruined my credit score

You can find schedule hereI never bought a PHA property but foreclosure is pretty standard.

I want to accumulate enough cash flow through multi family to be able to leave my job and focus on investing full time.

I had something line up with WF, with a 30 year amortization, but that fell through and I couldn't get the deal to work on a 20 year amortized schedule. 

@Matthew McNeilI would add to your requirements that the Investor does NOT need the cash flow.If they need the cash flow, then this will NOT work for them.This narrows down the kind of Investor that should follow this strategy.The only added Caveat I would say is that I include your JOB as a cash flow.So if you are making a lot of money in your profession, then how is an extra $100 per month or even $1k per month going to somehow help you?

Here's the breakdown for those who are wondering;House purchased at 140k with 20% down (28k)Rehab/Repair costs:  $3100 of my own cash, $2100  (paid to me at closing) to the painter from sellers for the remainder of the exterior paint job  PITI Payment:  $861.00Rent: $1570.00What does everyone think for my first investment? 

For low income neighborhoods, I prefer SEC 8 which is essentially an insurance program for the landlord that ensures they will get the rent, even if the tenant loses their job.

Somewhere in the middle of my investing I quit my job and became a Realtor as well.