Here are the numbers:Monthly Payment: $1,255.60Principle balance: $177,466.11Principle: $301.61Interest Payment: $555.52Escrow Payment: $398.47Mortgage Insurance Payment: $125.36Additional Principle I pay each month: (Roughly) $144.40, to make the monthly payment an even $1400.I was given a rough appraisal of about $275K to $290k, and I know id need to meet the 75% LTV rule, so there's probably not as much Cash out equity available as I'm hoping for, but I figure Id see what my options are.  

Owner also has property tax, insurance, and outdoor upkeep.$78k annual rent with ability to add $1500 a month for vacant space.

I got  more time from them, butI  still have to change insurance companies. 

Question is do I need to proceed with eviction on the roommate or can I just tell him to leave?

I was told the heirship affidavit was the last thing I would need for the title company to insure the title to the property.

Originally posted by @Virs Esar:For sheriff foreclosures, try epreforeclosure dot com.I don't think @Dan Gabrielli covers Sheriff sales, just D-T (deed of trust) foreclosures through the special proceedings office.

Mortgage payment with taxes and insurance are estimated at around $1000.

The closing costs are all one-time fees and the pre-paid/escrow items are all representative of on-going expenses like insurance, taxes, and interest. 

Closing on a duplex that we will be house-hacking in.Trying to figure out insurance.  

The 9 cap rating is a joke since there isn't anything listed for expenses accept insurance (which seems low) and taxes (will taxes go up now that it's not a vacant lot?