If you had a turnkey apartment building with 5+ units the value is based on the income not comparable sales.

Lots of information about insurance coverage for lenders within the book I co-authored - Lend to Live: Earn Hassle-Free Passive Income in Real Estate with Private Money Lending published by BiggerPockets.

My wife and I don't want to jeopardize our current mortgage (our children have no income), and we are worried that going through with this HELOC might cause our lender to see that our children are now on the deed, thereby invalidating our current mortgage and causing problems with the HELOC as well.

If you have  a owner occupied homesteaded  duplex in Texas , and you have rental income from one side , can a creditor do a forced sale on the homesteaded duplex ?

You need "similar" income to offset, otherwise it just carried over. 

Some investors who acquired investment properties with the intention to flip made a pivot to rental income when they found that they were not able to sell the properties at a favorable price because higher rates priced out many of their potential buyers. 3.

So, you aren't paying income tax on the money your putting in now.

I found out (which I did not realize before) that Park National has a grant loan product that has no income limit, and works on up to 4 units. 

No income No doc . 

Hi all,I believe it is common to have a situation where one spouse brings in majority of the W2 income and the other is either a stay-at-home parent, works part time, etc. and they can easily qualify as an RE professional for tax reasons.