Whether your wholesaling ( residential or commercial) fix and flipping, or buy and holding.

I plan on doing a mix of wholesaling, fix & flips as well as buy and holds; whatever makes sense at the time for that particular deal.

Hi Everybody,I wanted to introduce myself- I've been visiting Bigger Pockets for years, but only registered earlier this year and started listening to the podcasts a month or two ago.My name is Matt and I'm a primarily buy and hold investor located in the Los Angeles South Bay area. 

I am currently in the process of obtaining my first buy and hold property..my only dilemma is which route to go in order to finance the property..to give you guys an insight on my scenario I have good credit (740+)..access to down payment money (10,000-15,000)..no prior investment history..Im not sure if I can do a conventional loan because my debt to income ratio may be too high and from my understanding (correct me if I'm wrong) Hardmoney lenders are typically better used with flips and rehab properties..can anybody help me understand my options to financing my first buy and hold property😩..thanks, Shane

This would also hold true for plumbers, electricians and roofers.

You could sell them after the rehab or hold for a long-term. 

I invest in upstate NY where the listing prices for decent small multifamily properties hovers around 100k give or take. In my current situation I only have the ability to do one deal per year so I'm exploring the ide...

They tend to hold on to their mortgages, not sell them off to Fannie/Freddie, so they have a lot more flexibility.

If buy and hold a tax deed property, would the title of the property be insurable after 7 years?  

After years of being in the buy and hold side of real estate investing, I finally was a genuine 'Wholesaler"It happened after years of reading about it, watching the video's  and then going back to read again with the same question, reflecting my fear and confusion of "what is it again to be a 'wholesaler?"