33 years old working with a funiture retail company for the last 10 years on a W-2.

I'm the Broker and owner of H&L Real Estate Company and also H&L Property Management Co (serving over 200 doors).

In addition, tou may also want to look around for third party reviews on the company.

I make a decent salary of $90,000/ year at my day job as a project manager for a real estate development company in downtown Houston.

I dealt with this for months until my inability to find a large construction company to build a double sided fire escape on this property forced me to sell it.

For 2024, I will have a significantly higher W-2 income (600k) due to unplanned stock option income (company I work for was purchased). 

In my local MLS, it may not be true in your area, there is a field that a listing agent can fill out to designate the home they are selling has a FHA, VA or USDA loan which by default would make it assumable.You can also reach out to your favorite local title company and ask if they can provide you with a search tool like TitlePro247 or provide you with a list of current on the market homes with a FHA, VA or USDA loan in place. 

From a servicing and reporting perspective - if the lender does not report to credit and they REQUIRE an LLC to fund, then the parent servicing entity most likely will keep your business/investment loans separate from personal credit.

This is a sometimes a difficult concept for non-contactor to grasp but:  The Customer Always Pays For EverythingContractors do not have some secret source of funds - every dime they have or spend or make is obtained from the customer.  

The title/escrow company has already been chosen.