It looks like it is the revenue and PITI that is throwing it off, and not depreciation as I had thought.

I think it interesting the lenders (mostly F/F) mandate insurance, but not earthquake insurance even when you are close to significant earthquake faults.It is my personal view that if a big enough earthquake hits that it causes significant damage to many homes that it would be declared a disaster and cheap loans and options are likely to be available.It really is a calculated gamble.I have a fairly large umbrella policy.  

I’ve listened to countless BP podcast episodes so I’ve likely heard of most of the ways, but go ahead and throw em down there and it might make me think about them harder.

Hard money on rental SFR 8.75 is cheap.

So, while you'll need to offer an incentive to a PMC to find suitable tenants and not just throw anyone in, you'll have to protect your downside somehow.

It's better to have it "done right" rather than trying to cheap out.You know Bigger Pockets also has a benefit to us pro members in the form of a contracts section if you're feeling brave :)Keep us posted please.

I have been looking at markets in Pittsburgh PA and Birmingham AL because it looks like you can get a home relatively cheap and they don’t look horrible.

But renting in the short term is not a bad deal and does not throw money away.  

She hired a cheap lawyer who responded to the Summons.

Talk is cheap afterall.And my concern with having the seller's agent draft a purchase and sale agreement is that they would think that they are then representing me (and receive a commission as such) which i do not want them to.