I couldn't upload any more images, just imagine burned areas, disgusting bathrooms, drug paraphernalia, dog poop, toilets overflowing with rotten food and poop, it was disgusting, outside of the house there were shopping carts full of stuff over grown grass and weeds.

unless that $90k is really burning your pocket, i don't see why you can't find a better use for it (i.e., something producing > $75/mo). 

Unfortunately from everything I hear you can screen all you want, but will still get burned, so I'm trying to make sure to cover all of my bases with screening people.I just bought my place about 4 months ago and I have had the mindset to hold off until finding a great tenant since they had to evict one of the tenants before my closing.

:)I threw the doors out, burned the wood paneling and subfloor (stay upwind!)

here is a better tip... use burner app.no additional phones, no prepaid crap. all you do is buy tokens to keep the new number it was created and when you dont need the number anymmore, you burn it with a click.this way you can have 1 number for stroller on CL, another number for quotes, a third number for that annoying neighbor that keeps calling u.https://www.youtube.com/watch?

My tenants are great.....but if I don't get to market rates, that's like burning cash. 

Its a great market but I have seen many distance investors burned here as well.

Otherwise you burn through your "spare" money and the HELOC and the house isn't done yet...and now you have high utilization on the HELOC, making the entire thing a really difficult endeavor to get out of. 

Cash burn is about 6000 to 8000 annually until at least one commercial unit is rented.  

Ask your agent specific example questions - if the short term rental TENANTS burn the place down accidentally would the fire be covered by my policy?