We actually have a great way for you to find a trusted one with our Tax Pro Finder Tool, under the Build Your Team Section. 

Fourth Start Small Select properties that align with your budget and investment goals and also consider Location Matters, Due Diligence, Build a Reliable Team, review Risk and Reward and continuous learning the most important.

Let me here what you would do with the scenario.Purchase Price:40KRehab: 40KTotal Loan From Lender after Rehab: 80KARV: 130KFair Market Rent: 1,200 Mo.If this was your very first purchase, with a goal of wanting to scale, and build a portfolio based around LTR, and Fix and Flips.

Ultimately up to how you want to proceed though and what you want/think your relationship with them would look like as a result.

My goals are grand, ambitious, and future proof.I plan to build affordable homes in a way that is self sustaining, and desired by many.I plan to invest into Single family homes, and multi family homes to get the individuals who live in them a better life.I live in Utah, so the market is not the best.

A reserve is unnecessary, but I still keep around $15,000 - $20,000 in my account.The point is, that you should sit down and assess your finances to determine what the worst-case scenario may look like, how much you would need to cover it without impacting your life, and whether you will need to build a reserve.

DSCR is not necessarily a better option in this case, they still need a solid collateral even more so as the building has to qualify more than you do. 

Is anyone leasing up / building micro commercial / industrial flex (250-700 sqft) spaces?

The percent returns are typically not much better, its just you make more money on a $10M building than you do a $100,000 asset. 

There is more that goes into it but you are essentially a middle man.For fix and flips you don't need a credit if you make relationships with asset based hard money lenders.