I personally own and host 14+ high performing short term rentals.

This will increase the return above what can be obtained on a passive investment.The flipside of having the power to control everything is that it can be alot of work (and a full-time job if a person is putting in sweat equity).

@Theo Seng, "real estate investing" has no set definition, so everyone is answering based on various personal paradigms and assumptions.Like others said, is it possible?

Most of the time in a larger title company the management has a great person that may answer any of your questions to get your business. 

I explained to her the situation and she said I was the 3rd person that shared this with her.  

The issue for us as the bank was the we underwrote the borrower...not the person trying to quasi-assume the loan.

If it is simply the house and the tenant pays all the utilities, I personally would not charge more because you are renting them the house-not based on how many people are living there. 

I assume I can deduct it, they cant and they pay tax on the difference in interest between the primary mortgage and my personal loan with them?

In other states, attempting to "help" homeowners in foreclosure (or in imminent danger of default) can put you into the crosshairs of an attorney general or worse, a DA.I've enjoyed being part of personally exposing scammers that prey on people to strip them of the equity in their homes.

Most have left due to personal reasons and claim it's nothing to do with the house.