Don't miss The BiggerPockets Podcast - they are great for learning how others are finding success.Oh - and be sure to set up some Keyword Alerts- especially for "Union Grove" so you'll be notified when people mention it here in the forums.Thanks again for introducing yourself!

@ Nick - where in SE - South Union?

Hi everybody,I am looking for a reliable contractor who has been working with investors and can do investor pricing.I am currently under contract of buying 2 family house, in Union City, New Jersey.2 apartments and the basement need to be cleaned out.

Searched local credit unions and big banks so your results may vary.U.S.

They did not tend to live in large apartment houses, as in New York, or in closely spaced row houses as in Philadelphia.[8] After New Deal labor legislation, auto-union secured wages and benefits facilitated this willingness to take on the cost and risk of home ownership.[8]These decentralizing trends, however, did not have equal effects on African-American residents of the city.

These systems have been getting a lot cheaper but large cities like LA and Chicago and New York which happen to be unionized find ways to make everything more expensive.

Hi @ Rafael I posed comment at original post http://www.biggerpockets.com/renewsblog/2015/01/01...There are lot of lenders out there giving loan, start with small community banks, credit unions in the city where you going to invest in.

If not I would out a business plan together and go to the local credit union.

Credit Union?

I can start with my local credit union bank that already know my assets, but wasn't sure if I should be talking to someone else who better understands this approach.As for your question what it will do to my cashflow?