My short answer is two words ... due diligence.

You have to be very careful with how you word the advertisements, they have to make sure they can not be construed as discriminatory.

The problem you're going to have is that you want someone to put in all the money -- in other words, take all the financial risk -- with someone who has no experience.My suggestion would be to get some experience first. 

Also, I am just about ready to publish another one that goes a bit further - I'll be happy to send you the Word doc if you e-mail me.Feel free to reach out and good luck! 

Be sure to set up some Keyword Alerts for "Seattle" so you'll be notified of conversations that mention that word... just as I was notified about this one! 

So if Im understanding you right the fact that if says non refundable is mealy just words.

In other words, instead of taking less than you can, absolutely maximize what you borrow or don't do it.Some lenders will let you do this.

I suggest adding the words 'Florida', 'Orlando' and 'Melbourne' to your keywords list, so that you will be automatically notified with any posts that may be of interest to you.

Or do you include some wording in the contract such as (and or assigns)?  

In other words, areas that are expected to be "up and coming".Thanks,Paul