12 months ago, I paid off my first rental SFH property in Boise/Meridian, Idaho.  Net cashflow is $1060/month.  Comps say the current market value is $230,000.  I paid $172,000. Two options I’m looking at;
Sell and i...

A few more months before QuickBooks 2019 will come out (I think), so I'll wait at this point. 

I'm not sure what I want to do where I'm living now (rent or own), but I have the cash parked in a high-yield savings account that pays me to wait while I sort it out.

Don't wait and bicker with the other property owner. 

I hope they were worthwhile.I know it's too late now but going forward have you considered simply using this here FREE BP website and it's podcasts rather than spending thousands on classes? 

I'm sorry, but you paid twelve THOUSAND dollars on an "education" about how to manage your finances?    

If you can’t get a mortgage or bank loan in the future then wait to buy until you can qualify.

or do I need to wait for the deed.

Basically, on several occasions she has taken customer's cards and charged thousands of dollars. 

Refi could be a good option, you may be better off waiting 6 months and then receiving higher LVR.