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I don't have a traditional income (just started a digital company with international clients, and most of my equity is based on stocks), so I don't qualify for regular loans.

Here is a picture of the 5 unit, I'm looking to paint exterior, change up light fixtures, and numbering and possibly spruce up landscaping, but would love any other suggestions.Thanks!

Then any rehab you have those cost, they add up quick from light bulbs and batteries to water heaters and air conditioners.Once you get a tenant in it they will find things that don't work that you missed because nobody has been living there get ready for a few calls to sort things out if its been awhile since anyone lived there. 

If you have no money right now, I would recommend traditionally purchasing it from your Mom, put a small mortgage on it and get some cash back from the mortgage to keep on hand for reserves.Good luck on your journey and do not let this opportunity pass!

.- Current mortgage balance is $249k, payment (w/escrow) is about $1488, estimated current value is $360-380k- I am software developer, recently switched from W-2 to 1099, which prevents me from getting a traditional mortgage for 2 years.I have been considering selling my house and potentially moving further south where the climate is a little warmer.

What if I couldn't secure the full amount to purchase a property and instead could only come up with 20-40 percent; Could I get a traditional loan with a promissory note along with my W2 and credit info? 

Anyway I know that PEI and Newfoundland are not the same but if you are interested I would be happy to put you in contact with him (he has not found the light that is BP yet). 

Looking for a contractor who can replace siding with traditional wood look. 

We want to be a source of light in our community.